My claim was denied — do I have a case?

Often yes. Denials frequently misapply policy language. A free review usually spots the leverage.

Unreasonable denial, delay, or lowballing. Bad-faith claims can add punitive damages and fees on top of the benefits owed.

How long do I have to sue?

Policy language and state law both apply — often 1–3 years. Do not miss the contractual suit-limitation clause.

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Practice area guide

Insurance Disputes

Bad-faith claims, denied coverage, and insurance-company litigation.

Who it's for: Policyholders whose insurer denied, delayed, or underpaid a valid claim.

Find my lawyer Call (888) 555-0142

What to expect

Bad-faith and unfair-claims-practices claims
Coverage opinions and declaratory-judgment actions
Property, health, life, and disability claim fights
Appraisal, umpire, and mediation strategy

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Insurance Disputes

What to expect

FAQ

My claim was denied — do I have a case?

What is 'bad faith'?

How long do I have to sue?

Find a insurance disputes attorney in your state